November 05, 2024
Stay Cyber Safe: Holiday Shopping Tips for 2024
The holiday season is often referred to as the “Season of Giving,” but with the rise of cybercrime, it’s also becoming the “Season of Giving Away Personal Information.” A...
September 10, 2024
Is Your ‘‘Pay-If-Paid’’ Provision Sufficient As A Surety Defense?
Contractors, and their sureties, regularly rely upon what are called ‘‘pay-if-paid’’ provisions to mitigate financial risk and defend against payment claims. However, in ...
September 03, 2024
No One Is Immune: The Critical Importance of Cybersecurity and Vendor Management
In today's digital landscape, the interconnectedness of systems and the reliance on IT and cybersecurity vendors have created an environment where no organization is truly immune to potential disrupti...
June 13, 2024
Preventing Falls in Aging Services: A Comprehensive Approach
Preventing resident falls in aging services settings is a complex challenge, requiring a multifaceted approach tailored to each individual's needs. Falls can lead to severe injuries and a decline in t...
April 23, 2024
Mastering Wire Transfer Security: Best Practices for Protecting Your Organization
In today's digital landscape, electronic payments, such as wire transfers, offer organizations enhanced efficiency and security. However, with these benefits come inherent risks, particularly the thre...
April 23, 2024
Safeguarding Lives: Strategies to Prevent Choking Risks in Health and Human Services Settings
Choking is a serious and potentially life-threatening issue that demands careful attention, especially in health and human services settings where vulnerable individuals may be at higher risk. Underst...
April 23, 2024
The Growing Need For Contractors’ Professional Coverages
In the dynamic world of construction, contractors play a vital role in bringing projects to life. From pre-construction estimating to project management, their expertise is critical to the success of ...
April 19, 2024
Safeguarding Vulnerable Individuals: A Comprehensive Approach to Elopement Prevention in Care Facilities
Elopement, the unsupervised departure of individuals with cognitive, physical, mental, emotional, or chemical impairments from caregiving facilities, poses a significant risk to resident safety and we...
April 08, 2024
The Key Bridge Collapse: A Reminder Of The Critical Role For A Total Cost of Risk Analysis
The tragic human and economic impacts of the Baltimore bridge collapse will unfortunately continue to unfold in the weeks ahead. These impacts will reach well beyond Baltimore. However, Co...
October 09, 2023
ACA Affordability Percentage to Hit Lowest Historical Mark in 2024
On Aug. 23, 2023, the IRS issued Revenue Procedure 2023-29 which indexes the contribution percentage to be used for determination of the affordability of an employer’s medical coverage unde...
October 09, 2023
Get Ready: New Gag Clause Attestation Deadline Approaches
It’s time for group health plan sponsors to add another reminder to their calendars before the year’s end, as nearly all plan sponsors (that’s you, employers!) are responsible for a ...
July 06, 2023
Utilize a Captive for Better and More Cost Effective Employee Benefits
The Medical Stop-Loss Solution Catastrophic medical claims continue to grow in size and number. What was a $1 million claim a few years ago is likely $3 million+ in today’s marketplace....
July 05, 2023
Focus on Providing Care, Not Paying for It with Life-Long Term Care Hybrid
States Move to Fill Care-Coverage Gap as New Policies Offer Solutions Recognizing that caring for a spouse or family member with a debilitating illness or injury can be costly, nearly 20 stat...
June 08, 2023
Canadian Wildfire Smoke Exposure: Protecting Outdoor Workers and Mitigating Health Risks
We’re certainly in an unusual situation given the impact from the Canadian wildfires. Here’s some information you should consider if you have employees working outdoors. Ch...
June 05, 2023
IRS Reminder: Without Proper FSA Substantiation, All (Tax-Favored) Bets Are Off
On April 28, 2023, the IRS Office of Chief Counsel issued Memorandum Number 202317020, which serves as “Chief Counsel Advice” concerning the requirement for health and dependent care flexi...