Knowledge Center

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April 01, 2021

Pennsylvania State Court Grants Summary Judgment in Favor of Dental Practice Seeking Coverage for Business Income Losses Caused by the COVID-19 Pandemic

In what appears to be the first Pennsylvania State Court ruling which addresses in detail the “physical loss of or damage to” hurdle for COVID-19 business interruption claims in property p...

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January 12, 2021

4th Quarter 2020 Compliance Recap

The final quarter of 2020 was perhaps the most “normal” with respect to all issues compliance- and benefits-related. We saw the typical updates of federal limits for various benefits/fees an...

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January 06, 2021

Significant Benefits Issues in New COVID-19 Relief Legislation

The COVID-19 relief bill recently passed by Congress contains several important employee benefit-related provisions, including restrictions on “surprise medical bills,” new plan and health c...

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December 17, 2020

How to Approach Renewals in a Hard Market

A year ago, it would have been hard to imagine a world that looks like the one we are living in today. Pricing in the commercial insurance market was already “hardening” for a number of reas...

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November 11, 2020

Employee Benefits needs are changing amid the COVID-19 Pandemic

A key shift in day-to-day operations for employee benefits in the corporate workforce since the onset of the COVID-19 pandemic is the increased usage of technology. Born out of necessity and...

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November 09, 2020

New Jersey Executive Order 192

Last week, New Jersey Governor, Phil Murphy issued Executive Order 192 to expand health and safety requirements for public and private businesses in all industries* effective at 6:00 am on T...

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October 27, 2020

CDC Redefines “Close Contact”

What changed? The CDC updated the guidance on how COVID-19 may be spread to uninfected people based on recent study findings. The CDC changed the definition of “close contact” as it relate...

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October 26, 2020

A Crack in the Armor of Physical Loss or Damage Requirements in Business Income Loss Policies

A North Carolina judge has issued what looks to be the first decision finding that property policies “provide coverage for Business Income and Extra Expenses for [businessowners’] loss of us...

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October 13, 2020

California Senate Bill 1159 – Workers Compensation Presumption and New Reporting Requirements

On September 17, 2020, California Governor Gavin Newsom signed into law Senate Bill 1159 (“SB 1159”) which modifies and extends the Governor’s Executive Order from earlier this year, creatin...

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September 16, 2020

COVID-19 News Alert: Workers Compensation Injury Presumption for “Essential Employees” in NJ

On September 14, 2020, Governor Phil Murphy of New Jersey signed Senate Bill 2380 into law. As previously reported, the law creates a rebuttable presumption that COVID-19 infections contract...

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September 11, 2020

Impact of COVID-19 on Management Liability Insurance Market

The COVID-19 pandemic has dramatically altered the landscape of the insurance market. Underwriters of Directors & Officers and Employment Practices Liability Insurance are concerned abou...

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September 09, 2020

COVID-19 Insurance Implications in the Construction Industry

As the COVID-19 pandemic continues to create operational, financial and safety challenges for the construction industry, we have focused our efforts over the past few months on helping clien...

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August 31, 2020

A Strategic Approach to Recover and Recapture Your Work Culture

We have all now felt, and continue to feel, the impact of the first modern age global health crisis. The unprecedented disruption to the way the world literally “works” now carries with it a...

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August 26, 2020

Paycheck Protection Program Loan Contingency Insurance

The Paycheck Protection Program (PPP) was put in place to provide forgivable loans to organizations impacted by COVID-19. During the PPP loan application process, borrowers were required to ...

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August 20, 2020

COVID-19 Business Interruption Insurance Coverage – Court Decisions Update #2

To recap, business interruption claims arising out of the presence of COVID-19 in the workplace and caused by the various state and local closure orders has been hampered by two limitations ...