Employee Benefits

Managing Costs, Maximizing Value

Driving Down Benefits Expenses

 

Our Employee Benefits team is proud to save new clients an average of 15% in the first year of doing business with us. But we’re even prouder of the savings we continue to provide after the first year. Despite rising health care costs around the country, we’ve been able to slow this trend to only 2% increases in the second and third year of a new employee benefits strategy, compared to a 6% market average.

 

By designing benefits plans that creatively tackle costs through leveraging new technology such as price transparency tools while also enhancing the value of benefits, we help clients not only attract and retain top talent – but also improve their bottom lines. It provides our clients a unique competitive advantage in a crowded market for talent.

Refined Consulting Process

We develop a long-term, efficient strategy by undertaking a detailed discovery process that includes analyzing your current benefits package, your claims data, your risk profile and your employee demographics.

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Refined Consulting Process

We develop a long-term, efficient strategy by undertaking a detailed discovery process that includes analyzing your current benefits package, your claims data, your risk profile and your employee demographics.

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Informed Decision-Making


Having the right information is the most important factor in making strategic decisions for your company and your employees. We implement cutting-edge processes to make sure you have actionable data and insights at your fingertips to make critical informed decisions.

Employee Benefits

Graham Company provides a variety of groundbreaking ideas and service solutions to frustrated employers who lack a long-term benefits strategy. We are an innovative consulting firm that pushes against traditional benefits programs to help our clients control their program costs without impacting the coverages offered to your employees. We pride ourselves on being proactive.

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Employee Benefits

Graham Company provides a variety of groundbreaking ideas and service solutions to frustrated employers who lack a long-term benefits strategy. We are an innovative consulting firm that pushes against traditional benefits programs to help our clients control their program costs without impacting the coverages offered to your employees. We pride ourselves on being proactive.

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Improved Employee Satisfaction


Cutting back your benefits program or increasing payroll deductions will minimize your immediate costs, but those actions can reduce employee morale. If left unchecked, this can increase the cost of your plan in the long run. Our goal is for your programs to run efficiently for years to come.

Long-Term Benefits Strategy

By focusing on the best way to manage your risks over time, we can help you better control and predict your costs. We provide you with a strategy for multiple years, not a year-to-year reactionary plan.

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Long-Term Benefits Strategy

By focusing on the best way to manage your risks over time, we can help you better control and predict your costs. We provide you with a strategy for multiple years, not a year-to-year reactionary plan.

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Brokerage and Service Solutions

 

Our experienced team specializes in the selection, evaluation and placement of insurance as well as the continuous monitoring of insurance companies and service providers. As a full-service employee benefits company, we go beyond the placement of insurance to provide a variety of products and service solutions to our clients.

INSURANCE PRODUCTS

Medical & Prescription Drug
Stop loss
Dental
Vision
Group Disability
Group Life and AD&D
Voluntary Benefits
Long-Term Care

OUR CONSULTING APPROACH

Funding Analysis
Prescription Drug Strategies
Data Analytics
Compliance Solutions
Risk Pool Management
Plan & Contribution Alignment
Proactive Underwriting Tools
Enhanced Employee Experience

SERVICE SOLUTIONS

Health Risk Management Services
Integrated Disability Management Solutions
Self-Insured Plan Administration
Benefits Administration
Outsourcing Solutions
Enrollment Solutions
Legal Compliance Resources

Health Risk Management

 

By implementing strategies to improve the health and behavior of plan members, employers can address the real drivers of rising health care costs. We design customized, incentive-based health management programs that help employers reduce health care cost increases for the long term.

 

Vendor Management

We take a detailed approach to contract review and negotiation to ensure our clients get the best terms and coverage from their vendors. This means giving our clients power over health programs traditionally controlled by providers, such as stop-loss contract terms, pharmacy benefits management, price transparency tools and voluntary benefits.

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Vendor Management

We take a detailed approach to contract review and negotiation to ensure our clients get the best terms and coverage from their vendors. This means giving our clients power over health programs traditionally controlled by providers, such as stop-loss contract terms, pharmacy benefits management, price transparency tools and voluntary benefits.

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Information Management

Through Graham Optics powered by Innovu, we integrate all your benefit and risk management data to provide a complete view of your employee population and risk. By enabling Graham Optics Plus, you gain actionable insight to make informed, data driven decisions in real time.

Employee Education


To help combat rising health care costs, poor benefits satisfaction and low employee engagement, we’re now offering clients a unique tool that centralizes all benefits information into a single dynamic hub. This allows benefits information to be accessible at the touch of a button while ensuring employees understand the value of their benefits, helping to power recruitment and retention efforts.

 

Our Insights
Fiduciaries of All Retirement Plans - Beware of Excess Fee Claims

May 10, 2021

Fiduciaries of All Retirement Plans - Beware of Excess Fee Claims
Pennsylvania State Court Grants Summary Judgment in Favor of Dental Practice Seeking Coverage for Business Income Losses Caused by the COVID-19 Pandemic

April 01, 2021

Pennsylvania State Court Grants Summary Judgment in Favor of Dental Practice Seeking Coverage for Business Income Losses Caused by the COVID-19 Pandemic
Federal OSHA COVID-19 related Complaints and Inspections

March 30, 2021

Federal OSHA COVID-19 related Complaints and Inspections
Employer Control of Medical Care in New Jersey Under Attack

March 18, 2021

Employer Control of Medical Care in New Jersey Under Attack
Debbie Montella,

Vice President - Employee Benefits Consultant

dmontella@grahamco.com

215.701.5248