Surety Services

Ensuring the Job Gets Done Right

Our Approach

 

For contractors, nothing is more critical to your success than the ability to be bonded. Every business owner is unique in judging which aspects of their Surety program are the most important. That’s why we spend time getting to know our clients – both personally and from a business standpoint. We then develop broad Surety programs that consider what your business looks like today and what it hopes to achieve in the future.

Our Surety professionals provide an ongoing review of your financial performance and offer advice on how it can affect surety credit moving forward.

 

Ultimately, they help you to effectively manage the relationship with your bonding company so that you get the support you need in a responsive manner.

Graham Company is known for our understanding of accounting standards, our ability to analyze a contractor’s financial statements and our experience in creating customized strategies that will maximize your Surety credit. We’re not only Surety professionals, but partners in growing your business.

Commercial Surety Services

In addition to contract Surety, Graham Company can also service your surety needs in the following areas:

Supply Bonds
Appeal Bonds
Financial Guarantee
Union Bonds
Site Improvement Bonds
Fuel Tax Bonds
Patient Trust Fund Bonds
Mining Permit Bonds
License & Permit
CMS Bonds

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Commercial Surety Services

In addition to contract Surety, Graham Company can also service your surety needs in the following areas:

Supply Bonds
Appeal Bonds
Financial Guarantee
Union Bonds
Site Improvement Bonds
Fuel Tax Bonds
Patient Trust Fund Bonds
Mining Permit Bonds
License & Permit
CMS Bonds

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Contract Surety Services

With more than 50 years of property and casualty insurance experience in Philadelphia, New York City, Washington DC and across the nation, Graham Company understands the rules and risks of your complex field. That in-depth knowledge drives our Surety consulting strategies, giving our clients an edge in the bond market.

Graham’s Surety consulting services include but are not limited to:

  • Historical analysis of past performance
  • Quarterly review of Financial Statements, Work-in-Progress Reports and other related information
  • Preparation of detailed Underwriting Submissions

  • Ongoing negotiations with Surety companies to improve terms, conditions and limits of surety credit
  • Establishing lines of credit to provide flexibility and growth potential
  • Facilitating direct client relationships with your Surety local and home office personnel

  • Involvement with your strategic planning
  • Help with debt restructuring
  • Reviewing bond form, contract and bid spec language
  • Prompt response to all bond requests
  • Advice on business continuity planning

Our Affiliations

Graham Company stays abreast of the latest industry trends and maintains strong relationships through membership and board positions in Surety and construction organizations.

These include:

American Subcontractors Association (ASA)
Associated Builders and Contractors, Inc. (ABC)
Associated Pennsylvania Contractors Association (APC)
Construction Association of Eastern Pennsylvania (CAEP)
Construction Financial Management Association (CFMA)
General Builders and Contractors Association (GBCA)
National Association of Surety Bond Producers (NASBP)
Surety Association of America (SAA)
Utility & Transportation Contractors Association (UTCA)

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Our Affiliations

Graham Company stays abreast of the latest industry trends and maintains strong relationships through membership and board positions in Surety and construction organizations.

These include:

American Subcontractors Association (ASA)
Associated Builders and Contractors, Inc. (ABC)
Associated Pennsylvania Contractors Association (APC)
Construction Association of Eastern Pennsylvania (CAEP)
Construction Financial Management Association (CFMA)
General Builders and Contractors Association (GBCA)
National Association of Surety Bond Producers (NASBP)
Surety Association of America (SAA)
Utility & Transportation Contractors Association (UTCA)

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Agency Agreements

 

In any market, relationships are critical in securing Surety support. Graham Company has relationships with many of the nation’s top Surety companies. They know we do our homework and don’t blindly send in bonding submissions. We’ve got the experience to help our clients succeed, putting them at the table with key decision makers —bringing the positives to light and building trust along the way.

 

Whether you’re a mid-sized contractor or a multi-million dollar developer, Graham Company’s relationships guarantee responsive, committed service and ultimately, some of the broadest Surety solutions in the industry.

Our Experienced Team

Graham Company is one of the nation’s few Surety brokers with fully qualified, experienced CPAs, construction executives and legal counsel on staff. That means our clients have direct access to a team with:

The technical know-how to analyze the intricacies of any financial statement
Construction experience required to understand the most complex issues
The former treasurer of a $100 million regional contractor
A proven track record of advising contractors and negotiating with Surety companies
A reputation of professionalism and integrity.

When I started Intech in 1985, I couldn’t even get an insurance broker to listen to me, let alone agree to bond me. It was at this time that I met The Graham Company, and not only did they listen to me – they provided bonding. They undoubtedly took a risk when they agreed to do so, and that really meant a great deal to me."

CRAIG SABATINO
Co-Owner, Intech Construction, Inc.

Kevin P. Adams,

Vice President - Surety

kadams@grahamco.com

215.701.5240

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