Transform yourself from a standard insurance buyer into a sophisticated organization that finances risk through creative solutions rather than the traditional insurance market. If you are confident in your operation and safety culture and can leverage strong insurance, claims, and/or safety performance, you might want to consider risk financing solutions. The options could include anything from self-insurance plans to loss-sensitivity plans to captive programs.
Although captives have been used for decades, many companies have trouble understanding which captive options are available to them and how to evaluate those options. And if they don't have the right consultants helping them, they can end up in a captive product that doesn't align to their strategic goals – the classic “square peg in a round hole” misfit.
Graham Company is different. We pride ourselves on being a truly independent consultant. Our goal is simple: To help you determine if a captive is right for your organization, and if so, to find the captive option that best meets your organization’s individual needs.