November 17, 2014
Cyber Attacks on the Rise in U.S. Health Care Industry
In a recent article entitled, “Your Medical Record is Worth More to Hackers than Your Credit Card Security,” Reuters reported cyber criminals are increasingly targeting the U.S. health care i...
November 10, 2014
Property and Casualty Insurance Coverages
What is property & casualty insurance? Property and casualty insurance (P&C insurance) provides protection from risk in two areas – first party coverage for protection against damage ...
November 03, 2014
Transitional Reinsurance Program: November Deadline
As of January 1 of this year, the Affordable Care Act (ACA) required participation by companies in three risk-spreading programs that send payments to health insurance issuers to cover high-c...
October 27, 2014
Ebola and Employer Liability Insurance
As Barack Obama appoints an Ebola czar, the Ebola virus continues to develop in real time, with confirmed cases now in the United States. As such, U.S. employers (and not just those in the he...
October 20, 2014
Pollution Liability Insurance Protects Your Business from the Dangers of Mold
One of the biggest challenges that many building construction projects face is liability arising out of mold caused by water intrusion. This is especially true of elder care facilities where ...
October 14, 2014
Controlling Insurance Costs in Assisted Living Industry
Control. For most operators, owners and CFOs in long-term care facilities, it’s not a word that comes to mind when insurance is the topic. But with price increases hitting commercial insuranc...
October 06, 2014
What do Cyber Liability Policies Cover?
By Technical Development Division Lately, there seems to be one news story that never goes away: data breaches. They affect retailers, health systems and even the U.S. government. In this day...
September 29, 2014
Construction Wrap Up Insurance: OCIPs vs. CCIPs
OCIPs vs. CCIPs Owner Controlled Insurance Programs (OCIPs) and Contractor Controlled Insurance Programs (CCIPs) also known as “wrap ups” typically provide general supervision lia...
September 29, 2014
Insuring Construction Projects Through “Wrap Ups”
Insuring Construction Projects Through “Wrap Ups” An insurance solution that offers construction project owners control over costs, coverage terms and conditions, claims processes and loss pr...
June 18, 2014
Legality Reality: Litigation on the Rise for LTC Industry
How to protect your organization in a plaintiff-friendly environment by Rafael Haciski, Esq., Producer We’ve all heard the late-night television commercials of the 1990s and 2000s: “Have you ...
June 18, 2014
Ask the Expert: Managing Sub-Contractor Risk
Q: What are primary risk management considerations when managing work that is not self-performed? A: Whether you are a general contractor, a specialty contractor or a subcontractor, the name ...
June 01, 2014
Ask the Expert: Limiting Financial Exposure when Mother Nature Strikes
As of late, the natural disasters in the United States seem to be supercharged, with each storm more deadly, devastating, and costly than the next. For long-term care and assisted living faci...
May 22, 2014
Ask the Expert: Health Care Reform Preparedness
Q: What health care reform mandates go into effect in 2013? A: Employers must be aware of key mandates going into effect this year: Effective January 1, 2013, employees’ pre-tax contri...