Knowledge Center

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June 11, 2020

COVID-19: How Should Employers Handle Carrier Premium Credits?

Many fully-insured carriers are offering premium credits, temporarily reducing future monthly premiums. It started with carriers offering these premium credits for group dental and vision cov...

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June 10, 2020

COVID-19: Employee Exposure & Employer Resource FAQ

The following post highlights employer FAQs related to employee exposure. A PDF of the below information can be found here. For additional COVID-19 resources and risk management recommendatio...

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May 29, 2020

Employment Claims – Preparing for the Next COVID-19 Wave

Due to the COVID-19 pandemic, many Americans are following “stay at home” guidelines, and both businesses and individuals are confronting the related financial and economic impact. According ...

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May 28, 2020

COVID-19: Employee Benefits Resources

Several medical and ancillary carriers are waiving certain requirements to allow employees who were furloughed or given a reduction in hours the opportunity to remain active on their plan(s) ...

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May 20, 2020

COVID-19: Employee Benefits Return to Work Checklist

The health and economic conditions created by the COVID-19 crisis have caused unprecedented disruption in the workforce. Now, as some employers begin to bring employees back to work, they are...

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May 15, 2020

COVID-19: Wire Transfer Risks & Cyber Security

During this pandemic, cybercriminals have become successful through business email compromise scams that result in wire transfers to unauthorized accounts. With more individuals working remot...

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May 15, 2020

COVID-19: IRS Announces Increased Flexibility for Employer Sponsored Plans

The Internal Revenue Service (IRS) issued two notices to assist with the nation’s response to the 2019 Coronavirus outbreak. The first notice increases flexibility with respect to mid-year el...

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May 14, 2020

COVID-19: Important Updates to Infection Control Protocols

As the science evolves and better data on COVID-19 becomes available, Infection Control Protocols developed based on CDC Guidelines will change. Please click here to view updates (highlighted...

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May 08, 2020

COVID-19: California Governor Orders Presumption of Compensability for COVID-19

On May 6th, the Governor of California issued an Executive Order creating a rebuttable presumption of compensability for employees contracting COVID-19 if they are diagnosed within 14 days af...

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May 08, 2020

COVID-19: Business Interruption Coverage – Legislative Update

State Proposed Legislation: The latest attempt to force insurance carriers to provide retroactive Business Interruption Coverage for COVID-19 related losses stalled on May 5, 2020, when the D...

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May 07, 2020

COVID-19: Beware of Vacancy Restrictions in Property Insurance Policies

Many states are approaching 60 days of continuous shutdown for non-essential businesses. This means that “Vacancy Provisions” in your property policy could potentially come into play, and sig...

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May 01, 2020

COVID-19: COBRA and HIPAA Deadlines Extended

The Department of Labor (DOL), in conjunction with the Treasury Department and the IRS, jointly issued a final rule extending several deadlines, allowing additional time for certain notices t...

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April 29, 2020

COVID-19: Temperature Screening of Personnel

As organizations implement protocols for personnel to safely return to work, one of the protocols may be temperature screening. One of the symptoms of coronavirus (COVID-19) listed on the CDC...

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April 27, 2020

COVID-19: Work Protocols Needed

Workers compensation insurance carriers are experiencing a significant number of COVID-19-related workers compensation claims. As a result, at least one insurance carrier is requiring confere...

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April 23, 2020

COVID-19: Business Interruption Insurance Webinar [Recap]

One of the concerns facing nearly every organization is whether there is any insurance coverage for COVID-19 Business Interruption losses. On April 6 2020, coverage experts at Graham Company ...