May 30, 2023
Hurricane Preparedness is Key to Managing Risk: 2023
Each year hurricane season lasts from June through November. NOAA released its 2023 Hurricane Season outlook on May 25th. This year, the NOAA is predicting between 12 and 17 named storms will for...
July 21, 2022
Hurricane Preparedness is Key to Managing Risk
Each year hurricane season lasts from June through November. This year, for 2022, the NOAA is predicting above-normal Atlantic hurricane activity with a possibility of up to ten hurricanes. ...
December 14, 2021
Winter Weather Preparedness
Preparation and Education Make sure your emergency response plans have contingencies for severe weather events and establish communication methods to distribute information about weather emergency ...
April 01, 2021
Pennsylvania State Court Grants Summary Judgment in Favor of Dental Practice Seeking Coverage for Business Income Losses Caused by the COVID-19 Pandemic
In what appears to be the first Pennsylvania State Court ruling which addresses in detail the “physical loss of or damage to” hurdle for COVID-19 business interruption claims in property p...
October 26, 2020
A Crack in the Armor of Physical Loss or Damage Requirements in Business Income Loss Policies
A North Carolina judge has issued what looks to be the first decision finding that property policies “provide coverage for Business Income and Extra Expenses for [businessowners’] loss of us...
September 16, 2020
COVID-19 News Alert: Workers Compensation Injury Presumption for “Essential Employees” in NJ
On September 14, 2020, Governor Phil Murphy of New Jersey signed Senate Bill 2380 into law. As previously reported, the law creates a rebuttable presumption that COVID-19 infections contract...
July 29, 2020
Humantech – Ergonomics Evaluation Tool
Background Manual material handling (MMH) type incidents impact 72% of Graham clients. In the last 5 years, MMH is the 2nd leading cause of incidents for Graham clients in terms of frequen...
July 14, 2020
COVID-19 Business Interruption Insurance Coverage – A Quick Update
To recap, business interruption claims arising out of the presence of COVID-19 in the workplace and caused by the various state and local closure orders has been hampered by two limitations ...
July 13, 2020
Liability Waivers to Protect Your Organization from COVID-19 Claims
With employees returning to work and companies reopening their businesses to customers, visitors and guests, businesses are looking for ways to limit liability related to potential COVID-19 ...
June 10, 2020
COVID-19: Employee Exposure & Employer Resource FAQ
The following post highlights employer FAQs related to employee exposure. A PDF of the below information can be found here. For additional COVID-19 resources and risk management recommendati...
May 29, 2020
Employment Claims – Preparing for the Next COVID-19 Wave
Due to the COVID-19 pandemic, many Americans are following “stay at home” guidelines, and both businesses and individuals are confronting the related financial and economic impact. According...
May 08, 2020
COVID-19: California Governor Orders Presumption of Compensability for COVID-19
On May 6th, the Governor of California issued an Executive Order creating a rebuttable presumption of compensability for employees contracting COVID-19 if they are diagnosed within 14 days a...
April 23, 2020
COVID-19: Business Interruption Insurance Webinar [Recap]
One of the concerns facing nearly every organization is whether there is any insurance coverage for COVID-19 Business Interruption losses. On April 6 2020, coverage experts at Graham Compan...
March 25, 2020
COVID-19: Employee Benefits FAQ
The following post highlights an employee benefits FAQ related to COVID-19. A PDF of the below information can be found here. For additional COVID-19 resources and risk management recommenda...
March 13, 2020
COVID-19: Risk Management Considerations to Reduce Legal Exposure
The following post highlights COVID-19 risk management considerations, steps to reduce your legal exposure while continuing operations and an overview of how insurance policies/coverage will respond t...