Knowledge Center

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May 17, 2021

FEMA Risk Rating 2.0

In 1968, the National Flood Insurance Program (NFIP) was created to help provide property owners the ability to purchase sufficient insurance to protect themselves from the potentially devastating dam...

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April 01, 2021

Pennsylvania State Court Grants Summary Judgment in Favor of Dental Practice Seeking Coverage for Business Income Losses Caused by the COVID-19 Pandemic

In what appears to be the first Pennsylvania State Court ruling which addresses in detail the “physical loss of or damage to” hurdle for COVID-19 business interruption claims in property p...

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October 26, 2020

A Crack in the Armor of Physical Loss or Damage Requirements in Business Income Loss Policies

A North Carolina judge has issued what looks to be the first decision finding that property policies “provide coverage for Business Income and Extra Expenses for [businessowners’] loss of us...

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August 20, 2020

COVID-19 Business Interruption Insurance Coverage – Court Decisions Update #2

To recap, business interruption claims arising out of the presence of COVID-19 in the workplace and caused by the various state and local closure orders has been hampered by two limitations ...

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July 14, 2020

COVID-19 Business Interruption Insurance Coverage – A Quick Update

To recap, business interruption claims arising out of the presence of COVID-19 in the workplace and caused by the various state and local closure orders has been hampered by two limitations ...

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May 07, 2020

COVID-19: Beware of Vacancy Restrictions in Property Insurance Policies

Many states are approaching 60 days of continuous shutdown for non-essential businesses. This means that “Vacancy Provisions” in your property policy could potentially come into play, and si...

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March 01, 2017

Preparing for Manufacturing Business Interruption

In the insurance world, workers’ compensation claims have long been one of the biggest concerns for the manufacturing industry. According to the U.S. Department of Labor, approximately 4 perc...