May 09, 2016
Implementing a Drug-Free Workplace Program
Substance abuse is common among working adults and the associated risks can be high for employers. Employees who abuse drugs have been shown to have lower job performance, decreased productiv...
May 02, 2016
Captives 101: What is a Captive & Is It Right for Your Business?
For a number of years, the insurance market has been favorable for insurance buyers in terms of pricing, although sharpened underwriting, reduced capacity, and coverage limitations remain cha...
April 25, 2016
6 Steps to Prepare Your Business for 2016 Atlantic Hurricane Season
According to AccuWeather, the East Coast may be in for a wet and windy couple of months ahead. Hurricane season, which runs from June 1 through Nov. 30, is a little over a month away from its...
April 18, 2016
Checklist: Essential Disaster Recovery Plan Components
In a recent article published on PropertyCasualty360, I detailed five ways to protect your business from natural disasters. The first step was to form a disaster recovery team that is tasked ...
April 11, 2016
D&O Insurance 101
The Graham Company’s 2015 Business Risk Survey, a national survey of 300 organizations, revealed what potential risks are keeping decision-makers up at night. When asked to rate their level o...
April 06, 2016
Following Safety Protocols for Crane Collapse Prevention on Construction Sites
Crane collapses on construction sites are not uncommon enough. Earlier this year, in a more publicized incident, a large mobile crane collapsed in New York City when construction workers were...
March 28, 2016
Self-Funded Health Plans Enable Better Targeted Wellness Initiatives
Self-funded health plans can be a cost-effective solution for employers to lower their healthcare costs as it allows them the ability to better target employees who pose the highest risk of d...
March 23, 2016
Reducing Healthcare Costs with Targeted Wellness Programs
Healthcare costs continue to spiral and can hurt an employer’s growth and profitability. To remain competitive and reduce healthcare costs, more employers are introducing employee wellness pr...
March 14, 2016
Cyber Security in the Healthcare Industry: How to Protect your Business
Cyber security in the healthcare industry has become imperative as data breaches and security incidents have surged in the last year, exposing patients’ personal medical records to cyber thie...
March 07, 2016
Opioid Abuse & Workers’ Compensation: Controlling Workers’ Comp Claims with Improved Drug Management Protocols
Prescription opioid abuse is a national public health “epidemic.” As federal and state agencies fight a war against this health crisis by enforcing policies to curb how prescription narcotics...
March 01, 2016
Zika Virus & Employee Safety: Educate Employees About Risks and Prevention
This month the World Health Organization (WHO) declared the Zika Virus a global public health issue. While there is growing concern over the mosquito-borne disease possibly linked to birth de...
February 22, 2016
Flint Water Crisis & Business Insurance: Protecting Your Business from the Dangers of Lead Exposure
The recent water crisis in Flint, MI, which exposed thousands of people to toxic levels of lead in the drinking water, has prompted many business owners in the hospitality, real estate and re...
February 16, 2016
Drones in the Construction Industry: What Are My Risks?
The use of drones, also known as unmanned aerial systems (UAS) or unmanned aerial vehicles (UAV), is becoming increasingly popular in the construction industry as contractors see the value of...
February 11, 2016
Protecting Heavy Equipment from Theft
Heavy equipment theft that includes generators, air compressors, light plants and mobile equipment continues to be on the rise in the construction industry. Equipment theft is driven by easy...
February 01, 2016
Hiring Practices for Long-Term Care: Protecting Residents with a “Best Practices” Hiring Policy
When families have relatives or loved ones with serious medical conditions or illnesses that are beyond their control, they will typically place them in the care of a trusted, trained profess...