January 25, 2016
Winter Weather Slip-and-Falls: Prevention & Claims
Winter weather is finally upon us. Freezing temperatures combined with snow, sleet and ice can create treacherous, slippery sidewalk conditions with increased risk for slips, trips, and falls...
January 19, 2016
Master Insurance Program vs. Individual Policy
Consolidation of an insurance program can be an effective risk management strategy for companies with separate programs for different operations or entities. We often find that in the course ...
January 11, 2016
Commercial Crime 101: Protection & Insurance
Every company, regardless of size, is a potential target for commercial crime. Whether it’s employee dishonesty, forgery or alteration, theft of money and securities, burglary or computer fra...
January 06, 2016
Protecting Your Business from Natural Disasters
With the eastern United States experiencing the warmest and wettest December on record, and an unseasonable cold front whipping through the west, business owners are giving more consideration...
December 29, 2015
Becoming Cyber-Sophisticated: Spear Phishing Prevention Tips for Your Business
Have you or any of your employees received an email requesting that you transfer funds to a bank or vendor? Did you transfer the funds to only find out later that the email was a fake and now...
December 15, 2015
Becoming Risk-Savvy: 4 Steps for a Non-Profit Risk Assessment Plan
Some of society’s most important work is performed by non-profit organizations, which is why it’s critical that these organizations take proactive steps to reduce the likelihood or severity o...
December 07, 2015
How a Pollution Legal Liability Policy Can Benefit Your Business
Property owners often don’t consider pollution legal liability policies, but they should. As evidenced by the recent legionella bacteria that was found in at least several water towers at sch...
November 30, 2015
Additional Insured vs. Additional Named Insured
Insurance policies don’t only cover those who purchase them. They can also cover additional individuals or businesses that the purchaser designates as being an “additional insured” or an “add...
November 24, 2015
The Foundational Elements of a Strong Workplace Safety Culture
If you’re a not-for-profit service provider looking to reduce workers compensation costs, one of the best ways to do so is by building a culture of safety in the workplace. However, one of th...
November 16, 2015
Use Contractual Risk Transfer to Improve Performance
Industrial distributors face a complex set of risks that if not properly managed can result in poor financial performance, or in extreme cases jeopardize the business itself. These risks are ...
November 09, 2015
Flood Insurance for Business: Homeowners aren’t the only ones who need it
When you hear the term “flood insurance” you might think it’s a precaution that homeowners need to take so they can cover any damages caused by a storm that floods their basement. While flood...
November 02, 2015
Combating Obesity with a Comprehensive Employee Wellness Program
As cited by numerous reports, America has an obesity problem. This has become such an epidemic that the First Lady, Michelle Obama, developed the “Let’s Move!” program to help the nation’s yo...
October 28, 2015
How to Mitigate the Threat of Cyber Extortion
For years there’s been an increase in cyber security issues. It’s hard to go a single day without reading a story about how companies large and small are threatened by cyber risks. As a matte...
October 19, 2015
NLRB Browning-Ferris Decision: How it may Impact Your Business
In late August the National Labor Relations Board (NLRB) issued a decision involving Browning-Ferris Industries of California. According to the official statement on the NLRB’s site: In a 3-2...
October 12, 2015
Automotive Cyber Security: Smart Cars and Fleet Insurance
With each passing year, cars are getting smarter. Just like our smartphones, they’re becoming more sophisticated and more pervasive. The same way you can easily find someone holding an iPhone...