Knowledge Center

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April 20, 2015

CSA Scores and Their Impact on Fleet Insurance

What is a CSA Score? In 2010, the Federal Motor Carrier Safety Administration (FMCSA) launched a safety enforcement program called Compliance, Safety, Accountability (CSA). The purpose of thi...

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April 13, 2015

Prevent Nurse Back Injuries with a No-Lift Culture

It’s no secret. Thousands of nurses are injured on the job every year by lifting patients. As a matter of fact, more nurses are afflicted with back and arm injuries than any other occupations...

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April 06, 2015

Potential M&A Insurance Pitfalls

After a difficult stretch for the last several years, many companies are finally in a position seek strategic opportunities for growth. One such opportunity is to grow by acquisition. While a...

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March 30, 2015

Defective Product Liability: Claims and Coverage Considerations

If you are a manufacturer, there are three types of product defects you need to be aware of: design defects, manufacturing defects and marketing defects. Not only can your defective product l...

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March 23, 2015

Creating & Implementing a Construction Safety Plan

Being a successful contractor involves more than being good at your craft. It also involves establishing and maintaining strong client relationships that will grow and sustain your business f...

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March 16, 2015

Contingent Business Interruption vs. Business Interruption Insurance

While many businesses are aware of the need for Business Interruption Insurance, what they don’t realize is that it is strictly limited to a loss that occurs to their property, not one experi...

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March 09, 2015

Preventing Slips, Trips and Falls

Whenever I conduct an internal investigation related to slips, trips and falls, there are three areas of prevention I focus on: working environment, employees and policies/procedures. Working...

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March 02, 2015

Court Ruling Improves Liability Coverage for Manufacturers

In a surprise move, the Pennsylvania Supreme Court declined to hear the appeal filed by National Union in a case involving a window manufacturer whose windows leaked and caused third-party da...

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February 23, 2015

Cyber Liability Insurance: Working With Subcontractors

Two of the biggest misconceptions about Cyber Liability Insurance is that any policy will do and that you can simply put it in place and never worry about it again. Wrong.  This is especially...

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February 16, 2015

OSHA Safety Recommendations for Central Laundry Operations

As recently announced by the United States Department of Labor, New York Presbyterian-Columbia University Medical Center exposed its employees to contaminated laundry and tuberculosis risks. ...

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January 26, 2015

Dangers of Social Media: A Guide for Healthcare Organizations

While social media can be a useful tool, both personally and professionally, it is not without its risks – especially if you’re a health and human services organization. With the proliferatio...

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January 19, 2015

Contractual Risk Transfer: Additional Insured Endorsements – Part 3 of 3

This is the third post in a three-part series about contractual risk transfer. The general overview of contractual risk transfer provided a general overview of contractual risk transfer and t...

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January 11, 2015

Contractual Risk Transfer: Types of Indemnity – Part 2 of 3

In my last blog post I set the stage to talk about the importance of Contractual Risk Transfer as an essential part of an effective risk management program. To briefly recap, the word “indemn...

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January 05, 2015

Contractual Risk Transfer: An Overview – Part 1 of 3

One of the most confusing and misunderstood concepts in insurance and risk management is contractual risk transfer. However, it is one of the most important aspects of a sound risk management...

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December 08, 2014

Surety Professionals Provide Financial Benchmarking for Contractors

There are many ways to provide market intelligence, but as surety professionals, we need to be very careful not to violate confidentialities. In the surety industry, we are privy to classifie...

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