July 03, 2017
Managing Accident Risk for Distribution Fleets
In 2016, the Property Casualty Insurers Association of America reported that the property and casualty industry experienced 1.7 billion in net underwriting losses from January through Septemb...
June 28, 2017
The Benefits of Pre-Dispute Arbitration
This month, The Centers for Medicare & Medicaid Services (CMS) issued proposed requirements for pre-dispute arbitration agreements commonly utilized by long-term care facilities. After CM...
June 19, 2017
Summertime Construction Site Risks
As we enter the summer months, construction across the country is ramping up. Projects are coming back into focus after the cold of winter has subsided and seasonal hiring is starting to take...
May 19, 2017
CTE Risk Management for Youth Athletic Programs
Concussion-related health issues associated with athletics, particularly the risk of chronic traumatic encephalopathy (CTE) among participants in sports involving jarring collisions, have con...
May 01, 2017
The Impact of Low Employee Morale on Workplace Safety in Healthcare Institutions
Are the healthcare professionals at your company happy at work? If not, what are you doing to change it? According to a recent report by The Conference Board, less than half of people in the ...
April 07, 2017
Mitigating Risk in Healthcare Institutions
No one likes getting sued. Especially in the health and human services field, the long and tedious process can cause the prosecuting party – generally a patient or a patient’s family – and th...
April 04, 2017
Medical Marijuana & Workers Compensation: The Implications of Recent Legislation
Now that 28 states have legalized the medical use of marijuana, this legislation will inevitability impact how both employers and insurers handle impending workers compensation claims. Along ...
March 01, 2017
Preparing for Manufacturing Business Interruption
In the insurance world, workers’ compensation claims have long been one of the biggest concerns for the manufacturing industry. According to the U.S. Department of Labor, approximately 4 perc...
February 13, 2017
Maximizing the Value of Employee Benefits
Employee benefits represent a significant expenditure for businesses, ranging from 15-20 percent of an employee’s salary, and they are also a strong factor in recruitment and retention. Accor...
February 06, 2017
Trends in Home-Based Long Term Services and Support (LTSS)
When Medicaid was first launched in 1965, nursing homes were by the far the dominant setting for long-term care. However, over the last 20 years, particularly the last decade, we have witness...
October 25, 2016
Florida Regulators Approve 14.5% Workers Compensation Rate Increase
Last month, the rate impact of recent Florida Supreme Court rulings on the state’s workers compensation system was in the hands of regulators, as the Office of Insurance Regulation (OIR) deci...
October 24, 2016
Drones & Real Estate: Using Drones for Real Estate Photography & Production
If you’ve browsed the websites of apartments or hotels recently, you’ve probably seen some stunning aerial photography and videos of the property. These shots were likely taken by an unmanned...
October 13, 2016
Winter Weather Preparedness Checklist
It’s only just begun to feel like fall, but it’s never too early to begin preparing your business for winter. Once the cold weather season begins, it will be imperative that you’ve made arran...
October 07, 2016
Long Tail Insurance: Allocation Methods & Applications
Long-tail or delayed manifestation claims typically arise from losses that occur over an extended period of time, such as exposure to pollution, asbestos, silica or lead paint. Generally, the...
September 30, 2016
Active Shooter Preparedness in Nursing Homes
An active shooter is a worst case safety scenario for any business or organization. It happens suddenly and is typically over within as little as 10 to 15 seconds, leaving victims and witness...