Knowledge Center

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June 19, 2017

Summertime Construction Site Risks

As we enter the summer months, construction across the country is ramping up. Projects are coming back into focus after the cold of winter has subsided and seasonal hiring is starting to take...

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May 19, 2017

CTE Risk Management for Youth Athletic Programs

Concussion-related health issues associated with athletics, particularly the risk of chronic traumatic encephalopathy (CTE) among participants in sports involving jarring collisions, have con...

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May 01, 2017

The Impact of Low Employee Morale on Workplace Safety in Healthcare Institutions

Are the healthcare professionals at your company happy at work? If not, what are you doing to change it? According to a recent report by The Conference Board, less than half of people in the ...

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April 10, 2017

Volume IX, Issue 1: Q1 2017

In this issue, The Graham Company becomes 100% employee-owned. Our unique culture was established more than five decades ago – it’s what we call the Graham Way. As competitors are consolid...

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April 07, 2017

Mitigating Risk in Healthcare Institutions

No one likes getting sued. Especially in the health and human services field, the long and tedious process can cause the prosecuting party – generally a patient or a patient’s family – and th...

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April 04, 2017

Medical Marijuana & Workers Compensation: The Implications of Recent Legislation

Now that 28 states have legalized the medical use of marijuana, this legislation will inevitability impact how both employers and insurers handle impending workers compensation claims. Along ...

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March 01, 2017

Preparing for Manufacturing Business Interruption

In the insurance world, workers’ compensation claims have long been one of the biggest concerns for the manufacturing industry. According to the U.S. Department of Labor, approximately 4 perc...

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February 13, 2017

Maximizing the Value of Employee Benefits

Employee benefits represent a significant expenditure for businesses, ranging from 15-20 percent of an employee’s salary, and they are also a strong factor in recruitment and retention. Accor...

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February 06, 2017

Trends in Home-Based Long Term Services and Support (LTSS)

When Medicaid was first launched in 1965, nursing homes were by the far the dominant setting for long-term care. However, over the last 20 years, particularly the last decade, we have witness...

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October 25, 2016

Florida Regulators Approve 14.5% Workers Compensation Rate Increase

Last month, the rate impact of recent Florida Supreme Court rulings on the state’s workers compensation system was in the hands of regulators, as the Office of Insurance Regulation (OIR) deci...

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October 24, 2016

Drones & Real Estate: Using Drones for Real Estate Photography & Production

If you’ve browsed the websites of apartments or hotels recently, you’ve probably seen some stunning aerial photography and videos of the property. These shots were likely taken by an unmanned...

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October 13, 2016

Winter Weather Preparedness Checklist

It’s only just begun to feel like fall, but it’s never too early to begin preparing your business for winter. Once the cold weather season begins, it will be imperative that you’ve made arran...

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October 07, 2016

Long Tail Insurance: Allocation Methods & Applications

Long-tail or delayed manifestation claims typically arise from losses that occur over an extended period of time, such as exposure to pollution, asbestos, silica or lead paint. Generally, the...

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September 30, 2016

Active Shooter Preparedness in Nursing Homes

An active shooter is a worst case safety scenario for any business or organization. It happens suddenly and is typically over within as little as 10 to 15 seconds, leaving victims and witness...

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September 09, 2016

New OSHA Final Rule on Silica Dust Exposure Requirements

Earlier this year, the Occupational Safety and Health Administration (OSHA) issued a final rule to limit workers’ exposure to respirable crystalline silica. Crystalline silica can be inhaled ...