Knowledge Center

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February 13, 2017

Maximizing the Value of Employee Benefits

Employee benefits represent a significant expenditure for businesses, ranging from 15-20 percent of an employee’s salary, and they are also a strong factor in recruitment and retention. Accor...

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February 06, 2017

Trends in Home-Based Long Term Services and Support (LTSS)

When Medicaid was first launched in 1965, nursing homes were by the far the dominant setting for long-term care. However, over the last 20 years, particularly the last decade, we have witness...

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October 25, 2016

Florida Regulators Approve 14.5% Workers Compensation Rate Increase

Last month, the rate impact of recent Florida Supreme Court rulings on the state’s workers compensation system was in the hands of regulators, as the Office of Insurance Regulation (OIR) deci...

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October 24, 2016

Drones & Real Estate: Using Drones for Real Estate Photography & Production

If you’ve browsed the websites of apartments or hotels recently, you’ve probably seen some stunning aerial photography and videos of the property. These shots were likely taken by an unmanned...

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October 13, 2016

Winter Weather Preparedness Checklist

It’s only just begun to feel like fall, but it’s never too early to begin preparing your business for winter. Once the cold weather season begins, it will be imperative that you’ve made arran...

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October 07, 2016

Long Tail Insurance: Allocation Methods & Applications

Long-tail or delayed manifestation claims typically arise from losses that occur over an extended period of time, such as exposure to pollution, asbestos, silica or lead paint. Generally, the...

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September 30, 2016

Active Shooter Preparedness in Nursing Homes

An active shooter is a worst case safety scenario for any business or organization. It happens suddenly and is typically over within as little as 10 to 15 seconds, leaving victims and witness...

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September 09, 2016

New OSHA Final Rule on Silica Dust Exposure Requirements

Earlier this year, the Occupational Safety and Health Administration (OSHA) issued a final rule to limit workers’ exposure to respirable crystalline silica. Crystalline silica can be inhaled ...

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September 07, 2016

Volume VIII, Issue 3: Q3 2016

In this issue, The Graham Company’s Real Estate division discusses strategies for preventing injuries in the workplace and reducing workers’ compensation costs.   SAVE AS PDF > ...

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September 07, 2016

Terrorism Risk Insurance

In the wake of recent tragedies, many organizations are concerned with the possibility of a terrorist attack affecting their places of business. Online searches around terrorism risk insuranc...

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August 23, 2016

Liquor Liability: Insurance & Risk Management Strategies

If you’re in the business of selling or manufacturing alcohol, you’re probably already aware of the necessity of Liquor Liability Insurance. You’ll need a specific policy to provide this cove...

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August 18, 2016

EEOC Issues Final Rules of Employee Wellness Programs

Employee Wellness Programs are effective options for companies looking to reduce health care costs by encouraging healthier lifestyles to prevent chronic diseases in employees. To participate...

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August 15, 2016

Chronic Traumatic Encephalopathy: Risk Management for Athletes, Universities

Chronic traumatic encephalopathy, commonly referred to as CTE, is a progressive degenerative disease of the brain found in people with a history of repetitive brain trauma, including concussi...

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August 02, 2016

Contractor’s Equipment Insurance 101

For contractors, equipment such as bulldozers, cranes and power tools are extremely valuable. Not only is this equipment expensive, but their businesses simply cannot run without them. In ord...

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July 26, 2016

Environmental Liability Insurance 101

If your company’s work isn’t explicitly environmental in nature, you might think environmental liability insurance isn’t necessary. Many companies underestimate their exposure to pollution. B...