Knowledge Center

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September 09, 2020

COVID-19 Insurance Implications in the Construction Industry

As the COVID-19 pandemic continues to create operational, financial and safety challenges for the construction industry, we have focused our efforts over the past few months on helping client...

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August 31, 2020

A Strategic Approach to Recover and Recapture Your Work Culture

We have all now felt, and continue to feel, the impact of the first modern age global health crisis. The unprecedented disruption to the way the world literally “works” now carries with it a ...

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August 26, 2020

Paycheck Protection Program Loan Contingency Insurance

The Paycheck Protection Program (PPP) was put in place to provide forgivable loans to organizations impacted by COVID-19. During the PPP loan application process, borrowers were required to p...

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August 20, 2020

COVID-19 Business Interruption Insurance Coverage – Court Decisions Update #2

To recap, business interruption claims arising out of the presence of COVID-19 in the workplace and caused by the various state and local closure orders has been hampered by two limitations i...

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August 05, 2020

COVID-19 Workers Compensation Presumption: New Jersey Senate Bill 2380 

Senate Bill 2380, sponsored by New Jersey Senate President Steve Sweeney (D-3) and Assemblyman Thomas Giblin (D-34) was passed by both houses on Thursday July 30, 2020 and has been sent to Go...

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July 29, 2020

Humantech – Ergonomics Evaluation Tool

Background Manual material handling (MMH) type incidents impact 72% of Graham clients.  In the last 5 years, MMH is the 2nd leading cause of incidents for Graham clients in terms of frequency...

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July 21, 2020

FAQ on Return to Work and Employee Infections

With many businesses re-opening their doors to customers and more employees returning to work, it is more important than ever to have a written plan regarding what to do in the event an emplo...

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July 14, 2020

COVID-19 Business Interruption Insurance Coverage – A Quick Update

To recap, business interruption claims arising out of the presence of COVID-19 in the workplace and caused by the various state and local closure orders has been hampered by two limitations i...

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July 13, 2020

Liability Waivers to Protect Your Organization from COVID-19 Claims

With employees returning to work and companies reopening their businesses to customers, visitors and guests, businesses are looking for ways to limit liability related to potential COVID-19 c...

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June 17, 2020

Truckers Rising to the Occasion

As Americans begin to return to work while still avoiding public places, truckers have been on the front lines throughout the entire COVID-19 pandemic, delivering vital medical equipment to h...

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June 15, 2020

COVID-19: Revised Guidance on Recording Cases and Enforcement Response Plan

OSHA continues to issue and revise COVID-19 enforcement guidance. This article will bring you up-to-speed on two recently issued enforcement guidance documents updates. Update #1: OSHA’s Revi...

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June 11, 2020

COVID-19: How Should Employers Handle Carrier Premium Credits?

Many fully-insured carriers are offering premium credits, temporarily reducing future monthly premiums. It started with carriers offering these premium credits for group dental and vision cov...

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June 10, 2020

COVID-19: Employee Exposure & Employer Resource FAQ

The following post highlights employer FAQs related to employee exposure. A PDF of the below information can be found here. For additional COVID-19 resources and risk management recommendatio...

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May 29, 2020

Employment Claims – Preparing for the Next COVID-19 Wave

Due to the COVID-19 pandemic, many Americans are following “stay at home” guidelines, and both businesses and individuals are confronting the related financial and economic impact. According ...

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May 28, 2020

COVID-19: Employee Benefits Resources

Several medical and ancillary carriers are waiving certain requirements to allow employees who were furloughed or given a reduction in hours the opportunity to remain active on their plan(s) ...