June 22, 2015
What is Critical Illness Insurance and Why You should Consider Offering It
Critical illness insurance has been around for 15 and 20 years and it’s becoming increasingly popular because of the increased costs of medical care. But what exactly is it and what does it c...
June 15, 2015
What is Inland Marine Insurance?
Inland Marine Insurance vs Marine Insurance Inland marine insurance is often misunderstood. In fact, despite the nautical language, inland marine insurance is not designed for property at sea...
June 08, 2015
The Value of Insurance Loss Data Analytics
Over your company’s lifespan, it is likely that you will change insurance carriers several times. In fact, you might switch insurance carriers five times in a ten year period. These changes c...
June 01, 2015
Safety and Liability for Commercial Pools
According to the U.S. Consumer Product Safety Commission, there’s an average of 390 drowning deaths in pools each year, as well as 4,900 emergency room visits as a result of pool and spa drow...
May 26, 2015
Managing Family Expectations at Assisted Living Facilities
Do you want your customers to sue you? Of course not. Well, it’s been said that satisfied customers don’t sue. The best way to keep them satisfied is by meeting and exceeding their expectatio...
May 18, 2015
What You Don’t Know About Commercial Drone Insurance
Unmanned aerial vehicles – also known as UAVs or commercial drones – are becoming more and more common. In addition to being used for military purposes, it appears that they will play a big r...
May 11, 2015
Why You Should Seriously Consider Surety Bonds
With the economy continually improving, we’ve seen a proliferation of construction projects across the country. In Philadelphia alone, there are countless projects being planned, built and de...
May 04, 2015
Marijuana Legalization and Workers Compensation Considerations
With nearly 10 states considering legalizing medical marijuana, employers need to be aware of the possible impact to their workplace policies. While drug-free workplace policies put in place ...
April 27, 2015
Insurance for Non-profit Board of Directors: The Importance of D&O
Given that non-profit organizations have no shareholders, you may ask yourself if there is a need for Directors & Officers insurance. In fact, insurance for non-profit Board of Directors ...
April 20, 2015
CSA Scores and Their Impact on Fleet Insurance
What is a CSA Score? In 2010, the Federal Motor Carrier Safety Administration (FMCSA) launched a safety enforcement program called Compliance, Safety, Accountability (CSA). The purpose of thi...
April 13, 2015
Prevent Nurse Back Injuries with a No-Lift Culture
It’s no secret. Thousands of nurses are injured on the job every year by lifting patients. As a matter of fact, more nurses are afflicted with back and arm injuries than any other occupations...
April 06, 2015
Potential M&A Insurance Pitfalls
After a difficult stretch for the last several years, many companies are finally in a position seek strategic opportunities for growth. One such opportunity is to grow by acquisition. While a...
March 30, 2015
Defective Product Liability: Claims and Coverage Considerations
If you are a manufacturer, there are three types of product defects you need to be aware of: design defects, manufacturing defects and marketing defects. Not only can your defective product l...
March 23, 2015
A Property and Casualty Insurance Playbook for Property Owners in 2015
This article originally published on Commercial Property Executive’s website on January 19, 2015. By Kevin D. Smith, CPCU, ARM, Vice President As commercial property owners plan for the year ...