March 16, 2015
Contingent Business Interruption vs. Business Interruption Insurance
While many businesses are aware of the need for Business Interruption Insurance, what they don’t realize is that it is strictly limited to a loss that occurs to their property, not one experi...
March 09, 2015
Preventing Slips, Trips and Falls
Whenever I conduct an internal investigation related to slips, trips and falls, there are three areas of prevention I focus on: working environment, employees and policies/procedures. Working...
March 02, 2015
Court Ruling Improves Liability Coverage for Manufacturers
In a surprise move, the Pennsylvania Supreme Court declined to hear the appeal filed by National Union in a case involving a window manufacturer whose windows leaked and caused third-party da...
February 23, 2015
Cyber Liability Insurance: Working With Subcontractors
Two of the biggest misconceptions about Cyber Liability Insurance is that any policy will do and that you can simply put it in place and never worry about it again. Wrong. This is especially...
February 16, 2015
OSHA Safety Recommendations for Central Laundry Operations
As recently announced by the United States Department of Labor, New York Presbyterian-Columbia University Medical Center exposed its employees to contaminated laundry and tuberculosis risks. ...
February 09, 2015
Protect Your Loss History with Lease Insurance Requirements
With the commercial real estate market bouncing back in many regions, 2015 is shaping up to be a promising year for landlords. As the market continues to improve and you attract new tenants, ...
February 02, 2015
Business Interruption Insurance Maximizes the Effectiveness of Your Business Continuity Plan
Disasters strike every day, and while you can’t predict when they’ll occur you can prepare for them. One of the best ways to do this is by supplementing a comprehensive business continuity pl...
January 26, 2015
Dangers of Social Media: A Guide for Healthcare Organizations
While social media can be a useful tool, both personally and professionally, it is not without its risks – especially if you’re a health and human services organization. With the proliferatio...
January 19, 2015
Contractual Risk Transfer: Additional Insured Endorsements – Part 3 of 3
This is the third post in a three-part series about contractual risk transfer. The general overview of contractual risk transfer provided a general overview of contractual risk transfer and t...
January 12, 2015
After Ebola: Preparing for the next catastrophic pandemic
This article originally published on McKnight’s website on January 7, 2015. by Rafael Haciski, ESQ. In 1986, it was AIDS. In 2002, it was SARS. In 2006, it was Swine Flu. In 2009, it was Avia...
January 11, 2015
Contractual Risk Transfer: Types of Indemnity – Part 2 of 3
In my last blog post I set the stage to talk about the importance of Contractual Risk Transfer as an essential part of an effective risk management program. To briefly recap, the word “indemn...
January 05, 2015
Contractual Risk Transfer: An Overview – Part 1 of 3
One of the most confusing and misunderstood concepts in insurance and risk management is contractual risk transfer. However, it is one of the most important aspects of a sound risk management...
December 22, 2014
2015 Commercial Insurance Outlook: Decreasing Rates and Expanding Coverage
The commercial insurance outlook for 2015 shows decreasing rates and expanded coverage options. It may be the time of year when you are renewing your insurance program, or are budgeting for y...
December 15, 2014
Protect Your Patients: Tips to Prevent Nurse Fatigue
Nurses are known for working long shifts, and during the holidays this can increase. Since many full-time nurses take holiday benefit time around the end of the year, facilities rely on per d...